Aside from dreaming of having a new digital camera, I am also hoping to have some affordable camcorders. Getting a snapshot of life’s memories is great but of course, it is also nice to have some moving memories stored for future family enjoyment. Besides, having a personal camcorder can also give you a chance to join video contests online which of course give bountiful prizes!

Oh well, I am planning to buy an affordable digital camera that can somehow record at least 10 minutes of moving memories. I think 10 minutes is sometimes enough when you don’t have the present resources. ^_^

If you are wondering what happened with my credit card problem, well, I am not yet finished with the battle. Though I have finished one credit card down and got a reconstruction with the other one, I still have to arrange my problem with another one that I am planning to close down.

Aside from that, I am also having problems with my ISP account from my hometown. So, I am again facing another financial problem that has gone haywire! Anyway, I am just hoping that this third credit card that I am planning to close down can offer me something very flexible in terms of my repayment scheme. If not, I think I need to find someone or somebody that can help me avail a debt consolidation program something like those offered by DebtConsolidation.com! Their offer seems to be very friendly to people like me who are having problems repaying debts.

If you have noticed, my FREEBIE FINDS post have become so limited lately. Why? Because I have been very busy with my children (preparing them for school), my home (doing basic household chores because I can’t accomplish all) and trying to organize my work online! So, I am always busy that I can no longer scrap. *Sob! Sob! Sob!*

Anyway, I really wanted to start scrapping my first picture (ultrasound) of my third baby. But unfortunately, I don’t have much time to do it and so as to find freebies that would suit my new baby girls’ scrapping mementos. And that is sometimes making me so frustrated! I can’t even practice my digital scrapping hobbies and even learn new techniques!

Oh well, I guess I need to wait until I can find a new house help. I will be in digital scrapping hiatus until I found one!

Since my husband and I have decided to permanently live here in Bacolod, we are already checking out the current home mortgage rates here. Unfortunately, we need to visit the offices personally because the current rates are not accessible online unlike in the US.

I hope we will find something that is affordable so that we will have no problem repaying our mortgage loans. I am also looking for a nice subdivision where we shall avail it! House hunting is really exciting especially it’s going to be your own home soon!

Saw this lovely kit from my favorite digital scrapping artist Peach Keen! Isn’t yellow so lovely in this kit?

When we transferred to our new apartment last April 2009, my husband and I bought a set of bamboo living room furniture. It was really affordable and simply designed. But, that was only our choice at that moment since our money was very limited.

Anyway, if we had the resources, we would have probably bought a set of rustic furniture. They are more sturdy and comfortable looking like the picture shown here which I got from www.scenicfurniture.com. It looks very beautiful and comfortable.

How about you? Do you like rustic furniture too?

Just this afternoon as I ran some errands, my son and I were able to pass by our old cable company. I asked what the requirements to reinstate my account with them are. I got my account closed last year because I went back to my hometown. Because by that time, I was not sure that I will be back here so I ordered a permanent disconnection. Anyway, they informed me that there are no requirements at all. I just need to apply for it again at their main office. Once processed, they will have it installed again in few days.

Well, I just inquired about it because having a cable at home would really save us money from buying DVDs. But I also wondered if there are great Direct TV offers here at our place. I have read in many blogs that in the US, direct TV packages are a hit! Aside from the quality reception, it has more channels for the whole family at a reasonable price.

Anyway, I think I need to inquire about it. I saw a directtv signage near a snack chain somewhere downtown. Maybe they have good rates that can be compared with the direct tv packages their US affiliates has. If it’s cheaper, I guess that would be a good choice to make instead of reinstalling our old cable account.

I am really fond of plurk and twitter. They are a new way of updating your friends with your current status in few words. Oh well, I was really having fun with my new twitter account since I made one for personal use only. I follow the tweets of my friends and not of business related messages.

Anyway, one of my friends tweet said that she was given a bottle of Lipovox. Then she asked if she is that really fat that she should be given a diet pill! It was very comic because I haven’t seen her personally and I couldn’t really tell. I guess that is the power behind internet technology. You can have many friends without actually seeing them in person!

So, do you plurk or twitter too?

When I was still working, my previous company has installed a biometric DTR. This is to make sure that the employees are not making work hour anomalies and that no one is punching other’s DTR punch cards. Biometric uses finger prints as a way to recognize a person.

Just lately, I have stumbled upon a website that sells door knobs that uses a keyless lock. That means, instead of keys, they use biometric technology to open/close! Do you think it’s cool to have a keyless lock installed at your house? Well, if technology is concerned, I think it’s really cool to have a biometric door knob installed. You don’t have to worry if you forget to bring the keys because definitely you won’t overlook to bring your finger! But some has issues with this, they are afraid to install a keyless lock because they feared that someone might cut their finger off just to steal from them. They have all this gruesome scenarios in mind which prevented them from this new technology.

Anyway, how about you? Do you like to have one installed in your homes?

I really enjoyed my life as a stay-at-home mom. Aside from having more time with the kids, I get to earn online. But I do regret just one, and that is when I resigned from work I brought with me my credit card debts!

To be honest, my income online plus my husband salary is enough to cover our needs and few wants but because of our credit card debts we are always faced with a lot of financially difficulties. Just to cope up, my husband always avails of every payday loans their company has to offer if ever he is eligible. From that, he has tasked me to be the financial officer of the family. I do the entire budget and they (my husband and my children) just tell me what they need.

Now, though I am really stressed out with our financially problems, I am just hopeful that God will provide a way for us. I pray for wisdom to solve our current problems and self-control to avoid getting back to the debt trap. Anyway, I can see God’s hand moving in our life right now. I can see solutions opening little by little, surely we will see through all of this soon!