Disclosure

Life and Scraps is a blog owned and maintained by Mommy Ruby. For questions about this blog, please contact Mommy Ruby at ruby (at) pinaymommyonline dot com.

All posts written in this blog are originally written by her or otherwise re-posted with permission. This blog may accept any form of compensation in exchange for ad space or any forms of advertising.

The owner of this blog is not always compensated to provide opinions for certain topics of discussion. Though the blogger accepts paid advertising, her own opinions or views are all hers. She may mention some representation of such but this should be verified with the party in question.

NOTICE TO ALL: Digital papers, embellishments and other digital scrapping elements found here are not owned nor created by me. They have been bought or have been obtained freely from their respective owners and credit should be given to them. All digiscraps showcased here have been digitally manipulated by me from their original designs using PhotoShop CS2, Creative Keepsakes Scrapbook Designer Deluxe and ScrapBookFlair Free Software or otherwise noted for personal use only. If you have found your digital scrapping kits or other elements used here and haven’t given proper credit please do send me an email (I might have downloaded it from other sites who claimed it as their own) or a note if you wanted it to be removed at digiscrap at pinaymommyonline dot com. Thank you very much and God bless us all!